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Don't forget to factor in closing costs when considering a home sale or purchase. CARTER REALTY is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 615 883-1880 if your needs include a professional REALTOR® experienced in the business side of real estate.
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What closing costs should you expect?
There are certain typical costs linked to closing the sale of a house. These fees are commonly split between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Tennessee to help lead you through the transaction.
Closing costs that are tied to financing
(Learn more)
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
At closing, these taxes are usually paid (Learn more)
- Property Taxes
- Transfer Taxes and Recording Fees
Insurance fees due at closing (Learn more)
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
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Sellers: As we get through the details of your sale, not only will I work to get the very best sales price, but I'll also campaign for reduced closing costs. And once we've arrived at an agreement, I'll give a detailed list of the closing costs so you are aware of exactly what you're paying for.
Buyers: If you're buying a house in Davidson County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not astonished when you show up at closing time. I'll be glad to look through the GFE with you, answering your questions and highlighting any estimates that seem questionable.
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